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Vacation Medical Plan for Individuals

MHG 2000
The cruise industry’s vacation medical plan for cruise ship employees employed on non-US flagged vessels
• Provides cover while between contracts or while on vacation
• Costs as little as $2.25 per day
• Standard plan covers both sickness and accident, as well as SCUBA and winter sports (optional extreme sports coverage also available)
• Covers all nationalities worldwide from 60 to 120 vacation days per year
• Obtain treatment worldwide from any doctor, at any medical facility (in the US an extensive PPO network is available)
• Next day coverage is available

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Short Term Medical Insurance for Individuals

HCC Life STM
Short Term Medical insurance (USA only) for US as well as international citizens (no SSN required) >
• Coverage period from 30 to 180 or 365 days (depending in state)
• Maximum limit of USD 1,000,000 or USD 2,000,000 per policy period
• Choice of deductibles starting from USD 250 per period
• Above the deductible, plans pays 80% or 50% of eligible expenses (depending on option selected)
• Freedom to choose any doctor or hospital within the USA
• USD 50 co-pay for urgent care visits, not subject to deductible
• Available in most states
• Immediate online policy confirmation
• Next day coverage available
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HPA Secure STM
Short Term Medical insurance (USA only) for US citizens and/or residents with a SSN (e.g. for between jobs or while on temporary work assignments in the US) >
• Coverage period from 30 to 180 or 365 days (depending in state)
• Maximum limit of USD 2,000,000 per policy period
• Above the deductible, plan pays 80% or 50% of eligible expenses (depending on option selected)
• Freedom to choose any doctor or hospital within the USA
• Includes limited cover for AIDS where diagnosed during period of cover
• Organ, tissue and bone marrow transplants up to USD 150,000 per policy period
• Access to discounted chiropractic and dental treatment (not reimbursed by insurance)
• Available in all states except CT, MA, NJ,NY, VT and WA (pending) – subject to future update
• Next day coverage available
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Travel Insurance for Individuals

Atlas Travel Series
Short term health insurance for individuals traveling outside their Home Country
• Covers all nationalities traveling outside their home country from five days up to a maximum of one year.
• Emergency air/ground transportation to the nearest qualified hospital
• $1,000,000 Certificate Period Maximum
• Choice of maximum limits and deductibles
• Repatriation of remains in the event of a covered injury or illness
• Emergency dental treatment to a maximum benefit of $100
• Next day coverage available
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Atlas Professional
Short term health insurance for individuals traveling outside their Home Country
• 12 month comprehensive medical policy with coverage for multiple trips of 30 days duration or less.
• $250 Deductible per person, per trip
• $1,000,000 Certificate Period Maximum
• Repatriation of remains in the event of a covered injury or illness
• Emergency dental treatment to a maximum benefit of $100
• Next day coverage available
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Travel Insurance for Groups of five or more

Atlas Group
Short-term international health insurance for five or more traveling abroad
• Covers all nationalities traveling outside their home country from five days up to a maximum of one year.
• Emergency air/ground transportation to the nearest qualified hospital
• $1,000,000 Certificate Period Maximum
• Choice of maximum limits and deductibles
• Repatriation of remains in the event of a covered injury or illness
• Emergency dental treatment to a maximum benefit of $100
• Next day coverage available
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Major Medical Plans for Individuals

Safe Harbor Personal
Major Medical Insurance designed to fit the unique needs of Captains and Crew worldwide
• Worldwide medical coverage
• Transferable to and from Safe Harbor Crew*
• Optional dental, term life, AD&D and extreme sports cover
• Coverage of pre-existing conditions after 24 months
• Choice of annual deductible
• Covers SCUBA and amateur sailboat racing
• Emergency medical evacuation and reunion expenses included
• Dedicated crew member hotline

* If you are transferring from Safe Harbor Crew to Safe Harbor Personal, please complete and return the Safe Harbor Transfer form. You must have served 6 months to transfer to Safe Harbor Personal.
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Maritime Citizen
Major Medical Insurance designed to fit the unique needs of Captains and Crew worldwide, including maternity benefit and optional dependent coverage
• Worldwide medical coverage
• Maternity and dependent coverage available
• Optional dental, term life, AD&D and extreme sports cover
• Coverage of pre-existing conditions after 24 months
• Emergency medical evacuation and reunion expenses included
• Choice of annual deductible
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Citizen Secure Series
An international major medical and term life insurance for individuals and families
• Ability to choose worldwide coverage including the US and Canada or worldwide coverage excluding the US and Canada
• $5,000,000 lifetime limit
• Includes maternity, newborn care, prescription drugs, mental health benefits, emergency medical evacuation and emergency reunion
• After 12 months of continuous coverage, wellness benefits available to applicants at least 30 years of age
• Optional term life, dental and extreme sports coverage
• Annually renewable with no medical questions at renewal
• Travel assistance services included
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Citizen  Secure Economy
Affordable international medical and term life insurance for individuals and families
• Worldwide medical coverage
• Includes emergency medical evacuation, wellness benefit and emergency reunion
• Optional term life, extreme sports coverage and dental available
• Dependent coverage available
• Annually renewable with no medical questions at renewal
• Travel assistance services included
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Assurant Health
Major Medical Insurance for US Citizens and/or Residents
• Full time major medical insurance for US citizens and/or residents
• Worldwide coverage
• Access to your choice of doctors and hospitals in the PPO network
• Ground, air ambulance to the nearest facility equipped to provide appropriate care
• Healthy Discount reward off renewal rates for maintaining good health
• Dependent coverage available
• Optional maternity benefit, accidental medical expense, supplemental life insurance and dental-vision discount plan may also be added
• To purchase, please contact JW Haagensen at +1 954 548-3570
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Major Medical Plans for Groups of three or more

Latitudes Crew
European style plan with flexible suite of benefits
• Offers a choice of Major Medical, Disability, Dental, Hospital Daily Indemnity, Personal Accident and Life
• Standard cover excludes the US and Canada but can be extended to worldwide on an as needed basis for an additional premium
• Includes coverage for winter sports, SCUBA and most other water sports activities
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Safe Harbor Crew
International Yacht Crew Insurance for Groups of three or more
• Full time private medical plan providing comprehensive global coverage for both accident and illness with a choice of annual deductible
• Transferable to and from Safe Harbor Personal*
• Out of pocket expenses in the US are minimized thanks to an extensive PPO network
• Dental and Life options available
• Includes coverage for winter sports, SCUBA and most other water sports activities
• Online Enrollment and electronic fulfillment


* If you are transferring from Safe Harbor Crew to Safe Harbor Personal, please complete and return the Safe Harbor Transfer form. You must have served 6 months to transfer to Safe Harbor Personal.
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Life Insurance

IC+ International Term Life
Ten year term life insurance available to individuals outside of the US
• International term life coverage while traveling abroad
• From one to 10 year terms with limits up to $2,000,000 available
• Life Basic, Terminal Illness and Double Indemnity options available
• Available to individuals residing outside the US at time of application
• Ideal for individuals relocating abroad who require family, corporate or bank protections
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