The Safe Harbor Gap and Secure STM plans address the need for medical cover in the event that you should have to sign off for an emergency or bereavement back in your home country. If, for example, you had purchased 90 days of cover for the year under the Safe Harbor Vacation plan and subsequently find that 90 days is not enough, these plans are for you. They can of course also both be purchased independently of Safe Harbor Vacation.
Secure STM - US Short Term Medical - Plan Features:
- Covers US citizens and residents domestically from 30 to 6 or 12 months (depending on state)
- $2,000,000 coverage period maximum
- Choice of $250, $500, $1,000 and $2,500 deductibles
- Freedom to choose any doctor or hospital
- Payment by check, money order, Mastercard, Visa, Discover or automatic bank draft
- Next day coverage available
- Review coverage and apply online
Safe Harbor Gap - International Short Term Medical - Plan Features:
- Covers all non US citizens and residents worldwide including home country
- Covers US citizens and/or residents worldwide excluding in the US
- Coverage available from 5 to 59 days
- Choice of maximum limits and deductibles
- Obtain treatment worldwide from any doctor, at any medical facility (in the US an extensive PPO network is available)
- Payment by check, money order, Mastercard, Visa, Discover, American Express or wire transfer
- Next day cover available
- Review coverage and apply online