Major Medical

Safe Harbor Personal

Maritime Citizen

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The following plans are available to shipboard contractors and other professionals, who are not direct cruise line employees but who work aboard cruise ships in a variety of areas. Contractors typically work on board either full or part time as lecturers, guest hosts, carpenters, art auctioneers, doctors, welders and individual entertainers.

Have piece of mind knowing that you have reliable coverage in case of illness or injury while on or off duty. The Safe Harbor Personal Plan and the Maritime Citizen Major Medical Plans are designed to meet the unique needs of your lifestyle. Both plans include access to a large US medical provider network, and a worldwide emergency medical assistance service.

Both plans are annually renewable, and there are no medical questions at renewal. Renewal is only subject to your continued eligibility and timely payment of premiums.

Safe Harbor Personal Plan features

Worldwide medical coverage
SCUBA and amateur sailboat racing included
Emergency dental and wellness benefit
Coverage of Pre-existing conditions after 24 months

Maritime Citizen Plan features

Worldwide medical coverage
Up to $5,000,000 lifetime limit of medical coverage
Maternity and mental health benefits
Emergency medical evacuation included
Dependent coverage available

Eligibility

Citizens of all countries at least age 14 and not older than 74 are eligible. If you are a US citizen, you must reside outside the US or plan to depart the US within 30 days of the effective date. If you are a US citizen, you must also reside outside the US for at least 6 months within each Certificate Period. Citizens of other countries may reside anywhere, including their country of citizenship.