Individual International Medical Insurance
Whether you are looking for a domestic health insurance plan in your home country or worldwide coverage for your international lifestyle, the number of options can be overwhelming. MHG is an independent insurance broker and has the knowledge and expertise to help you choose the plan to fit your current and future needs. We offer health insurance plans designed specifically for marine Captains, Officers and Crew, in addition to private international insurance plans from several insurers.
Once you have purchased a plan, MHG's involvement does not end there. We will continue to assist clients with questions pertaining to the policy or provide assistance during the claims process.
Please select the type of insurance that you need from the selection below. For help in identifying the right solution for your situation, please contact an MHG insurance specialist for assistance.
Specialty medical insurance plans for marine crew
For additional plan options, please see the international medical insurance plans for expatriates.
CrewSelect International
Particularly appealing to European crew, CrewSelect is designed specifically for marine groups and individuals. Two plan options are available with an assortment of benefits. Both options allow you to pre-designate one of three currencies for payment of premium and receipt of benefits.
- Worldwide medical coverage or the option to exclude the US and Canada for reduced premiums
- $8,000,000 policy maximum
- Optional Term Life and Daily Indemnity
- Premium and benefits paid in one of three currencies you select
- Recreational Water Sports coverage
- Scuba Diving down to 30 meters
- Special Crew Member Return benefit
- Out-of-Country Legal Expense
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
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[VIEW BROCHURE]
[GET QUOTE & APPLY]
Safe Harbor Personal
Safe Harbor Personal is designed for the seafarer who is looking for an international medical plan without maternity coverage.
- Worldwide cover
- $5,000,000 lifetime overall limit
- Emergency medical evacuation
- SCUBA and amateur sailboat racing included
- Transferable to and from group plan (Safe Harbor Crew)
- Optional term life, dental and extreme sports cover
- Plan Administrator is HCC Medical Insurance Services and is underwritten by Lloyd's of London
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[VIEW BROCHURE]
[GET QUOTE & APPLY]
[TRANSFER FORM]
Global Crew Medical Insurance
Individual, comprehensive and portable international medical insurance designed specifically for professional marine crew.
- Worldwide medical coverage or the option to exclude the US and Canada for reduced premiums
- $5,000,000 lifetime overall limit
- Emergency medical evacuation
- SCUBA and amateur sailboat racing included
- Transferable to IMG's yacht group plan (IMMI)
- Optional maternity cover
- Optional term life insurance, including AD&D
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
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[VIEW BROCHURE]
[GET QUOTE & APPLY]
Maritime Citizen
Maritime Citizen is ideally suited for the seafarer who is looking for spouse and/or dependent coverage.
- Worldwide medical coverage or the option to exclude the US and Canada for reduced premiums
- $5,000,000 lifetime overall limit
- Emergency medical evacuation
- Maternity coverage included
- Dependent coverage available
- Optional dental, term life, AD&D and extreme sports cover
- Plan Administrator is HCC Medical Insurance Services and is underwritten by Lloyd's of London
[LEARN MORE]
[VIEW BROCHURE]
[GET QUOTE & APPLY]
International medical insurance plans for expatriates
CitizenSecure
An international major medical and term life insurance for individuals and families
- Worldwide Major medical insurance for individuals and families
- Ability to select desired coverage area: Including US and Canada or excluding US and Canada
- $5,000,000 lifetime overall limit
- Includes coverage for emergency medical evacuation, emergency reunion and repatriation of remains
- Maternity and newborn care after serving 12 months of continuous coverage
- Prescription drug coverage
- Wellness benefit after serving 12 months of continuous coverage
- Optional dental insurance, term life insurance and extreme sports coverage available
- Plan Administrator is HCC Medical Insurance Services and is underwritten by Lloyd's of London
[LEARN MORE]
[VIEW BROCHURE]
[GET QUOTE & APPLY]
CitizenSecure Economy
Affordable international medical and term life insurance for individuals and families
- International scheduled benefit plan for individuals and families
- $5,000,000 lifetime overall limit
- Scheduled benefit plan which Includes coverage for emergency medical evacuation,
emergency reunion, repatriation of remains, maternity and newborn care
- Wellness benefit after serving 24 months of continuous coverage
- Optional dental insurance, term life insurance and extreme sports coverage available
- Plan Administrator is HCC Medical Insurance Services and is underwritten by Lloyd's of London
[LEARN MORE]
[VIEW BROCHURE]
[GET QUOTE & APPLY]
Global Medical Insurance
Long-term, annually renewable, U.S.-style major medical insurance plan designed for U.S citizens living abroad or foreign nationals throughout the world.
- Major medical insurance for individuals and families with three plan options: Silver, Gold, Platinum
- Ability to select desired coverage area: Including US and Canada or excluding US and Canada
- $5,000,000 lifetime overall limit (Silver and Gold plans); $ 8,000,000 lifetime overall limit (Platinum plan)
- Includes emergency evacuation, emergency reunion (not available on Silver Plan) and repatriation of remains
- Maternity: Can be purchased as an optional rider on Silver and Gold Plans with a $50,000 limit
- First two children under 10 are free for first year
- Prescription drug coverage
- Wellness: Available on Gold and Platinum Plans after serving 12 months of continuous coverage
- SCUBA: Available on Gold and Platinum Plans
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
[LEARN MORE]
[VIEW BROCHURE]
[GET QUOTE & APPLY]
Global Select
GlobalSelect is designed to give you the choice and flexibility to help meet your private medical insurance needs, wherever you choose to be covered in the world. You and your family can choose from a wide range of coverage options and have the freedom to choose any hospital, clinic, or doctor available in your area of coverage.
- Major medical insurance for individuals, families or groups living or working worldwide
- Choice of four highly competitive plans: HeadStart, Basic, Standard and Executive
- £1,000,000/$ 1,800,000/€1,500,000 Overall Aggregate maximum per person (HeadStart and Basic plans); £1,500,000/$ 2.7M/€2,250,000 Overall Aggregate maximum per person (Standard plan); £5,000,000/$9,000,000/€7,500,000 Overall Aggregate maximum per person
- Available in three currencies, GBP£, $$ and Euro€
- Home country/domestic coverage available
- 24Hr Emergency Medical and Evacuation Helpline
- Optional personal accident and hospital income plans
- First child under 10 is free
- Plan Administrator is International Medical Group and is underwritten by Sirius International Insurance
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[VIEW BROCHURE]
[GET QUOTE & APPLY]
Meridian Basic & Enhanced
Meridian Enhanced is an ideal plan for those seeking top-tier benefits at a premium point that is extremely attractive for those seeking value in the international insurance market. Meridian Basic is a great option for those who need significant coverage and are comfortable having a benefit schedule, which provides defined levels of coverage for various medical services.
- Worldwide Major medical insurance for individuals and families
- Ability to select desired coverage area: Including US and Canada or excluding US and Canada
- Choice of two plans: Meridian Basic or Meridian Enhanced
- $2,000,000 maximum limit (Meridian Basic plan); $5,000,000 maximum limit (Meridian Enhanced plan)
- Includes coverage for emergency medical evacuation, emergency reunion and repatriation of remains
- Maternity and newborn care after serving 12 months of continuous coverage on the Meridian Enhanced plan; not included on the Meridian Basic plan but may be purchased as a rider
- Wellness benefit after serving 12 months of continuous coverage
- Optional dental insurance, term life insurance and accidental death & dismemberment coverage available
- Plan Administrator is Azimuth Risk Solutions and is underwritten by Lloyd's of London
[LEARN MORE]
[VIEW BROCHURE]
[GET QUOTE & APPLY]
Meridian Clear
The Meridian Clear plan is a rapid issue plan that provides long-term coverage to applicants without requiring them to fill out a lengthy medical questionnaire.
- Major medical insurance for individuals, families or groups living or working worldwide
- Ability to select desired coverage area: Including US and Canada or excluding US and Canada
- $2,000,000 maximum limit
- Includes coverage for emergency medical evacuation, emergency reunion and repatriation of remains
- Maternity and newborn care after serving 24 months of continuous coverage
- Wellness benefit after serving 24 months of continuous coverage
- Optional dental insurance, term life insurance and accidental death & dismemberment coverage available
- Plan Administrator is Azimuth Risk Solutions and is underwritten by Lloyd's of London
[LEARN MORE]
[VIEW BROCHURE]
[GET QUOTE & APPLY]
GROUP / BUSINESS
INTERNATIONAL MEDICAL
US MEDICAL
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