The Disability Income Protection plan is designed to replace the majority of your income in the event that you are disabled by illness or injury. Cover is valid 24 hours a day, whether you are at work, on vacation, or between periods of employment, as long as you are a professional yacht crew member. The plan is flexible and can be designed to suit your financial needs.
Plan Features:
- All salaried occupations eligible
- Up to 75% a month of current salary and up to $500,000 maximum benefit
- Monthly income for two years and/or lump sum of up to 10 times annual benefit for permanent total disablement
- Waiting periods range from 30 to 360 days; the longer the waiting period the lower the premium (90 days is average)
- All salaried occupations eligible.
- Credit cards premium payments accepted
