- Major Medical
- Printable Brochure
- Transfer form
- Apply Now
- Printable Brochure
- Apply Now
- Short Term Medical
- Disablity Income
- Retirement Savings
- Term Life Insurance
- Safe Harbor Personal
Maritime Citizen
Have piece of mind knowing that you have reliable coverage in case of illness or injury while on or off duty. The Safe Harbor Personal Plan and the Maritime Citizen Major Medical Plans are designed to meet the unique needs of your lifestyle. Both plans include access to a large US medical provider network, and a worldwide emergency medical assistance service.
Both plans are annually renewable, and there are no medical questions at renewal. Renewal is only subject to your continued eligibility and timely payment of premiums.
* If you are transferring from Safe Harbor Crew to Safe Harbor Personal, please complete and return the Safe Harbor Transfer form. You must have served 6 months to transfer to Safe Harbor Personal.
Both plans are annually renewable, and there are no medical questions at renewal. Renewal is only subject to your continued eligibility and timely payment of premiums.
Safe Harbor Personal Plan features

- Worldwide medical coverage
- Transferable to and from Safe Harbor Crew *
- SCUBA and amateur sailboat racing included
- Emergency dental and wellness benefit
- Coverage of Pre-existing conditions after 24 months
Maritime Citizen Plan features
- Worldwide medical coverage
- Up to $5,000,000 lifetime limit of medical coverage
- Maternity and mental health benefits
- Emergency medical evacuation included
- Dependent coverage available
Eligibility
Citizens of all countries at least age 14 and not older than 74 are eligible. If you are a US citizen, you must reside outside the US or plan to depart the US within 30 days of the effective date. If you are a US citizen, you must also reside outside the US for at least 6 months within each Certificate Period. Citizens of other countries may reside anywhere, including their country of citizenship.* If you are transferring from Safe Harbor Crew to Safe Harbor Personal, please complete and return the Safe Harbor Transfer form. You must have served 6 months to transfer to Safe Harbor Personal.
